We’ve been made aware of people receiving fraudulent emails claiming to be from Northwoods Bank from a northwoodsbanksecuriity gmail address.  Please do not respond to these emails.  Northwoods Bank will never ask for personal or account information via email.

Scheduled Online and Mobile Banking Maintenance

We will be updating our Online and Mobile Banking platforms on Saturday, October 12th. As a result, there may be intermittent service interruptions between 12:00 PM and 7:00 PM. We apologize for any inconvenience and appreciate your patience as we work to enhance our services.
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Frequently Asked Questions

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    General

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    Checking & Savings

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    CD

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    Online Banking

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    Card Center

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    E-Statement

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    Online Bill Pay

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    Home Mortgage

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    Security

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    Business Loans

  • How do I begin the mortgage loan process?
  • What are the current mortgage interest rates?
  • How much money will I have to come up with to buy a home?
  • Should I use a real estate broker? How do I find one?
  • How do I know if I can get a loan?
  • In addition to the mortgage payment, what other costs do I need to consider?
  • So what will my mortgage cover?
  • What documents do I need to refinance my mortgage?
  • What information do I need when applying for a home loan?
  • How much can I afford?
  • Should I refinance?
  • What is a credit score?
  • How can I obtain my annual credit report?
  • How do I protect myself from identity theft?
  • Are my deposit accounts covered by FDIC insurance?
  • Do you have overdraft protection and how do I qualify?
  • What type of security features do you provide?
  • How secure is Online Banking?
  • What kinds of business loans do you offer?
  • How do I apply for a business loan?
  • What are your loan terms?
  • How long does it take to get approved?
  • What information do you ask for?
  • Why do you need my personal tax returns?
  • What do you look for when analyzing a business loan?
  • Once I get approved, how long does it take to close the loan?
  • What are your interest rates?
  • Are there any additional fees for SBA loans?

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

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  • qxio-ios-telephone218.732.7221
  • qxif-map-marker-alt1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER