We’ve been made aware of people receiving fraudulent emails claiming to be from Northwoods Bank from a northwoodsbanksecuriity gmail address.  Please do not respond to these emails.  Northwoods Bank will never ask for personal or account information via email.

Scheduled Online and Mobile Banking Maintenance

We will be updating our Online and Mobile Banking platforms on Saturday, October 12th. As a result, there may be intermittent service interruptions between 12:00 PM and 7:00 PM. We apologize for any inconvenience and appreciate your patience as we work to enhance our services.
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Consumer Loans

Recreational Loans

Northwoods Bank has a variety of loan options available to finance the purchase of recreational vehicles and boats.  We offer competitive rates and flexible terms for both new and used items.  Let us help you put together the right financing package for any of the following:


  • Speed Boats
  • Pontoon Boats
  • Fishing Boats
  • Jet Skies / Waverunners/ PWCs
  • Snowmobiles
  • 4 Wheelers
  • RV's - motorhomes or travel trailers
  • Motorcycles

Personal Loans

Northwoods Bank offers both secured and unsecured personal loans.


  • Secured consumer loans – use existing eligible collateral to borrow funds for personal use. Rates and terms available will depend on your credit history, ability to repay and collateral value.
  • Unsecured consumer loans- With no collateral other than the promise to repay, unsecured personal Loans are generally available to individuals with an established credit record, a bank established credit history, a stable employment history, and a full deposit relationship. Although the interest rates are higher than collateralized loans, unsecured loans still offer the benefit of quick, convenient financing.

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

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  • qxio-ios-telephone218.732.7221
  • qxif-map-marker-alt1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER