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Personal Checking

Innovative Checking

Checking should be easy and convenient. That’s why we have made the decision a simple and easy one. Select from any of our three accounts. One is sure to fit your needs.

FreE-Account

Choice Checking

Total Checking

Description

Paperless account

Checking a la carte

All inclusive checking account

Minimum Balance

$100 minimum opening balance

$100 minimum opening balance. Monthly account service charges are waived with $10,000 in combined personal deposit balances in Savings & CDs.

$100 minimum opening balance. Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs.

Monthly Fee

None

$4.95

Discounts available to reduce or eliminate fees.

$5.95

Interest

None

None

Yes

Account Discounts

None

$2 Off with $500 Minimum Balance
$2 Off with Enrollment in E-Statements
$2 Off with a Direct Deposit Into Your Account
$2 Off with 15 Debit Card Purchases per Month

None
Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs

Features

Free Online Banking
Debit Card

Electronic Statements (required)
Paper Checks allowed with Account

Free Online Banking
Option of Electronic Statements
Apply three or more discounts per month and the monthly account service charges are waived.

Free Online Banking

Bill Pay ( 5 free per month; $.50 for any bill after that)

Free Bank Money Orders

Free Auto Transfers Between Accounts
Free Debit Card Balance Increases
Free Telephone Transfers
Free ID Theft Protection Enrollment
Discounted Box of Checks/year*
Safe Deposit Box Discount*
Real Estate Loan Discount*
Discount on Consumer Loans*
CD Rate Increase Coupon*
Overdraft Charge Refund*

*Annual Coupon Item

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

  • 218.732.7221
  • 1200 East First Street
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER