We’ve been made aware of people receiving fraudulent emails claiming to be from Northwoods Bank from a northwoodsbanksecuriity gmail address.  Please do not respond to these emails.  Northwoods Bank will never ask for personal or account information via email.

2024 Tax Statements are now available onine.  Login here.

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  • A Breath of Fresh Air In Banking

    At Northwoods Bank

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Mortgage Loans

Rates as low as 6.250%

6.803% APR

Based on a $250,000 loan

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Mortgage Loans

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Consumer Loans

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Consumer Loans

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Checking Accounts



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Checking Accounts

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Business Loans



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Business Loans

Northwoods Bank

Accounts and Products That Fit Your Life

Superior service, competitive rates, and fast turnaround times.
From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers.
We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.
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Become a Customer

of Northwoods Bank

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Quick Banking

Quickly Navigate To What You Need

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Quickly locate the forms and applications you need to complete your loan application.
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Out of checks? We’ve got your back! Click here to order a new batch right away!
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Still deciding what you can and can’t afford? Let us help you! Check out our helpful financial calculators, designed to inform your next financial decision.
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Looking for an ATM? No problem, our convenient Northwoods Bank ATM locator tool will help you find the one nearest you.

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Meet with one of our lenders or personal bankers to make it happen...for you!

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Looking for help with online banking, mobile banking, E-statements, Bill payment, or something else? Check out our convenient banking services today, to see if we may have a quick solution to your issue.

Business Of The Month

Joyful Scoops

Joyful Scoops is our Business of the Month! "We have had a great experience personal banking with Northwoods Bank, so I knew they would be a great fit for my business needs." - Clare Torola, Owner

"We participate in public events and provide catering services for private events! We look forward to another great summer in 2025, serving up our super premium ice cream & sharing JOY with our community and the surrounding areas!” 

Contact them at This email address is being protected from spambots. You need JavaScript enabled to view it. to book them for your next event.

Bank where you do business: https://www.northwoodsbank.com/business-banking/business-banking
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Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

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  • qxio-ios-telephone218.732.7221
  • qxif-map-marker-alt1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER

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