We’ve been made aware of people receiving fraudulent emails claiming to be from Northwoods Bank from a northwoodsbanksecuriity gmail address.  Please do not respond to these emails.  Northwoods Bank will never ask for personal or account information via email.

2024 Tax Statements are now available onine.  Login here.

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  • A Breath of Fresh Air In Banking

    At Northwoods Bank

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Mortgage Loans

Rates as low as 6.125%

6.676% APR

Based on a $250,000 loan

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Mortgage Loans

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Consumer Loans

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Consumer Loans

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Checking Accounts



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Checking Accounts

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Business Loans



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Business Loans

Northwoods Bank

Accounts and Products That Fit Your Life

Superior service, competitive rates, and fast turnaround times.
From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers.
We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.
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Quick Banking

Quickly Navigate To What You Need

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Quickly locate the forms and applications you need to complete your loan application.
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Out of checks? We’ve got your back! Click here to order a new batch right away!
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Still deciding what you can and can’t afford? Let us help you! Check out our helpful financial calculators, designed to inform your next financial decision.
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Looking for an ATM? No problem, our convenient Northwoods Bank ATM locator tool will help you find the one nearest you.

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Meet with one of our lenders or personal bankers to make it happen...for you!

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Looking for help with online banking, mobile banking, E-statements, Bill payment, or something else? Check out our convenient banking services today, to see if we may have a quick solution to your issue.

Business Of The Month

New Frontier Resort

Join us in welcoming New Frontier Resort as our Business of the Month! 

 "We asked what bank to use before purchasing the resort, and everybody said to use Northwoods Bank. They helped with the purchase of the resort from the beginning, and we've been using them for 43 years!"

Ralph & Sharon Notch have owned the resort since 1982. They approached the previous owners about the resort, even though it wasn't for sale at the time! New Frontier is a family-oriented resort on Long Lake in Park Rapids with a variety of cabins available for rent. (They also allow dogs!) With over 40 years of operating in the same family, the owners have welcomed back families for more than 30 years.

For more info or to book your next stay, call Julie at 218-616-0996 or visit their Facebook page.

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Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

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  • qxio-ios-telephone218.732.7221
  • qxif-map-marker-alt1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER