We’ve been made aware of people receiving fraudulent emails claiming to be from Northwoods Bank from a northwoodsbanksecuriity gmail address.  Please do not respond to these emails.  Northwoods Bank will never ask for personal or account information via email.

Scheduled Online and Mobile Banking Maintenance

We will be updating our Online and Mobile Banking platforms on Saturday, October 12th. As a result, there may be intermittent service interruptions between 12:00 PM and 7:00 PM. We apologize for any inconvenience and appreciate your patience as we work to enhance our services.
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  • A Breath of Fresh Air In Banking

    At Northwoods Bank

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Mortgage Loans

Rates as low as 6.125%

6.676% APR

Based on a $250,000 loan

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Mortgage Loans

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Consumer Loans

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Consumer Loans

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Checking Accounts



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Checking Accounts

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Business Loans



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Business Loans

Northwoods Bank

Accounts and Products That Fit Your Life

Superior service, competitive rates, and fast turnaround times.
From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers.
We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.
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Become a Customer

of Northwoods Bank

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Quick Banking

Quickly Navigate To What You Need

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Quickly locate the forms and applications you need to complete your loan application.
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Out of checks? We’ve got your back! Click here to order a new batch right away!
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Still deciding what you can and can’t afford? Let us help you! Check out our helpful financial calculators, designed to inform your next financial decision.
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Looking for an ATM? No problem, our convenient Northwoods Bank ATM locator tool will help you find the one nearest you.

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Meet with one of our lenders or personal bankers to make it happen...for you!

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Looking for help with online banking, mobile banking, E-statements, Bill payment, or something else? Check out our convenient banking services today, to see if we may have a quick solution to your issue.

Business Of The Month

Two Inlets Resort

We are excited to welcome Two Inlets Resort as our Business of the Month!

"Two Inlets Resort offers a laid-back and quiet atmosphere with 13 cabins spread across our lakeside resort. We guarantee our guests will experience the sounds of loons, beautiful lake views, a sense of calm in the screen porches, and an opportunity to reconnect with themselves and others.”

"We’re excited that Northwoods Bank has decided to support us through the transition of adding an additional cabin to the resort. We are thankful for the support as we begin to transition our residence into a large reunion cabin to offer to the folks who have been waitlist for a few years now to get into a large cabin. Although transitions are always risky, we’re delighted to offer another lakeside cabin to our roster, offering more opportunities for folks to get to the lake with their family and experience our beautiful area.”

 Visit www.twoinlets.come to view cabins and availability.

Serving Our Community

Northwoods Bank of Minnesota has an interesting history.

Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.

Throughout the years, the bank has grown and prospered under the ownership and management of five generations of the Hewitt family. Please take a few minutes to learn about our history, as described in our 100 year anniversary video.

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

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  • qxio-ios-telephone218.732.7221
  • qxif-map-marker-alt1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER