Online banking and our mobile app will be unavailable 8:00 PM July 8th through 5:00 AM July 9th due to maintenance.
  • A Breath of Fresh Air In Banking

    At Northwoods Bank

Mortgage Loans

Rates as low as 7.00%

7.566% APR

Based on a $250,000 loan

Mortgage Loans

Consumer Loans

Consumer Loans

Checking Accounts



Checking Accounts

Business Loans



Business Loans

Northwoods Bank

Accounts and Products That Fit Your Life

Superior service, competitive rates, and fast turnaround times.
From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers.
We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.

Become a Customer

of Northwoods Bank

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Quick Banking

Quickly Navigate To What You Need

Quickly locate the forms and applications you need to complete your loan application.
Out of checks? We’ve got your back! Click here to order a new batch right away!
Still deciding what you can and can’t afford? Let us help you! Check out our helpful financial calculators, designed to inform your next financial decision.

Looking for an ATM? No problem, our convenient Northwoods Bank ATM locator tool will help you find the one nearest you.

Meet with one of our lenders or personal bankers to make it happen...for you!

Looking for help with online banking, mobile banking, E-statements, Bill payment, or something else? Check out our convenient banking services today, to see if we may have a quick solution to your issue.

Business Of The Month

Crow Wing Inn

Join us in welcoming Nevis's Crow Wing Inn RV as our Business of the Month!     Visit them at crowwinginnrv.com.

Crow Wing Inn was originally founded as the Welcome Inn and entered new ownership in 2022. Each of their six hotel rooms features two queen beds, air conditioning, a smart TV, and walk-out patio access. Each RV spot includes water, electricity, and sewer hookups. You will also have access to outside grills, Blackstone griddles, a fire pit, and patio seating. Outlets are available outside for chargers & staff is always on-site to better serve your needs during your stay. However you stay with us, you’ll enjoy a short walk to downtown, local dining, and Halvorson Beach. You may park your ATV or UTV right outside the inn for fast access to Nevis’s thrilling trails!

 

"Northwoods Bank was the first to pop up when we were looking, and Mark at the Park Rapids branch has helped us tremendously!" Renee & Andy Klingfus, Owners

Serving Our Community

Northwoods Bank of Minnesota has an interesting history.

Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.

Throughout the years, the bank has grown and prospered under the ownership and management of five generations of the Hewitt family. Please take a few minutes to learn about our history, as described in our 100 year anniversary video.

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

  • 218.732.7221
  • 1200 First St E
    Park Rapids, MN 56470
    NMLS #416535

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PARK RAPIDS WEATHER