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Rates and Fees

  • Deposit Rates

    Savings & Checking

    Balance

    Interest Rate / Annual Percentage Yield*

    Regular Savings

    $0 to $24.99

    0.00 / 0.00%

    $25 to $249.99

    0.00 / 0.00%

    $250 to $999.99

    0.00 / 0.00%

    $1,000 to $9,999.99

    0.00 / 0.00%

    $10,000+

    0.05 / 0.05%

    Money Market

    $0 – $999.99

    0.00 / 0.00%

    $1,000 – $9,999.99

    0.03 / 0.03%

    $10,000 – $24,999.99

    0.05 / 0.05%

    $25,000 – $49,999.99

    0.05 / 0.05%

    $50,000+   

    0.07 / 0.07%

    Prime Access

    $0 – $999.99

    0.00 / 0.00%

    $1,000 – $24,999.99

    0.05 / 0.05%

    $25,000 – $49,999.99

    0.05 / 0.05%

    $50,000 – $99,999.99

    0.07 / 0.07%

    $100,000+    

    0.10 / 0.10%

    Millennium Savings

    $10,000 to $24,999.99

    0.05 / 0.05%

    $25,000 to $49,999.99

    0.10 / 0.10%

    $50,000 to $99,999.99

    0.12 / 0.12%

    $100,000 to $249,999.99

    0.20 / 0.20%

    $250,000 +

    0.35 / 0.35%

    Total Checking

    All balances

    0.01 / 0.01%

    Please Contact Customer Service for current Certificate of Deposit Rates. 218-732-7221

    Health Savings

    0.00 / 0.00%

    $0 – $999.99

    0.05 / 0.05%

    $1,000 – $9,999.99

    0.05 / 0.05%

    $10,000 – $24,999.99 - $2 / month below $5,000

    0.05 / 0.05%

    $25,000 – $49,999.99

    0.07 / 0.07%

    $50,000+


  • Banking Fees
  • Service Fees
  • Safe Deposit Boxes

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

  • 218.732.7221
  • 1200 East First Street
    Park Rapids, MN 56470
    NMLS #416535

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