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Park Rapids, MN

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Personal Checking

Innovative Checking

Checking should be easy and convenient. That’s why we have made the decision a simple and easy one. Select from any of our three accounts. One is sure to fit your needs.

  E-Account Choice Checking Total Checking
Description Paperless account Checking a la carte All inclusive checking account
Minimum Balance $100 minimum opening balance $100 minimum opening balance. Monthly account service charges are waived with $10,000 in combined personal deposit balances in Savings & CDs. $100 minimum opening balance. Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs.
Monthly Fee None

$4.95
Discounts available to reduce or eliminate fees.

$5.95
Interest None None Yes
Account Discounts None

$2 Off with $500 Minimum Balance
$2 Off with Enrollment in E-Statements
$2 Off with a Direct Deposit Into Your Account
$2 Off with 15 Debit Card Purchases per Month

None
Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs.

Features

Free 24-hour Phone Banking
Free Online Banking
Debit Card
Electronic Statements (required)
Completely Electronic Account No Paper Checks with Account

Free 24-hour Phone Banking
Free Online Banking
 Option of Electronic Statements
Apply three or more discounts per month and the monthly account service charges are waived.

Free 24-hour Phone Banking
Free Online Banking

Bill Pay ( 5 free per month; $.50 for any bill after that)

Free Bank Money Orders

Free Auto Transfers Between Accounts
Free Debit Card Balance Increases
Free Telephone Transfers
Free ID Theft Protection Enrollment Discounted Box of Checks/year*
Safe Deposit Box Discount*
Real Estate Loan Discount*
Discount on Consumer Loans*
CD Rate Increase Coupon*
Overdraft Charge Refund*

*Annual Coupon Item

Teleserv: 218-732-0573 or 1-866-732-0573
Enroll for Online Banking, Bill Pay and E-Statements.

Printable brochure

Reorder Checks

60+ Checking Benefits

(For our customers that are age 60 and older)

  • 50% Discount off the purchase of checks (any style)
  • $3 Discount off the Total Checking Account

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