Updates To Northwoods Bank Services Due to COVID-19


Consumer Loans

Recreational Loans
Northwoods Bank has a variety of loan options available to finance the purchase of recreational vehicles and boats.  We offer competitive rates and flexible terms for both new and used items.  Let us help you put together the right financing package for any of the following:

  • Speed Boats
  • Pontoon Boats
  • Fishing Boats
  • Jet Skies / Waverunners/ PWCs
  • Snowmobiles
  • 4 Wheelers
  • RV's - motorhomes or travel trailers
  • Motorcycles

Personal Loans
Northwoods Bank offers both secured and unsecured personal loans.

  • Secured consumer loans – use existing eligible collateral to borrow funds for personal use. Rates and terms available will depend on your credit history, ability to repay and collateral value.
  • Unsecured consumer loans- With no collateral other than the promise to repay, unsecured personal Loans are generally available to individuals with an established credit record, a bank established credit history, a stable employment history, and a full deposit relationship. Although the interest rates are higher than collateralized loans, unsecured loans still offer the benefit of quick, convenient financing.

Online Consumer Loan Application

Loan Payment Calculator

Private Student Loans

Student loans cover the gap between the high cost of education and the limited amount of financial aid available in grants, scholarships and federal student loans.


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