Rates
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DEPOSIT RATES Checking & Savings Accounts RATES EFFECTIVE AS OF 5/18/2009 |
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Product
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Balance Tiers
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Interest Rate/APY*
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Key Checking
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All balances
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.25%/.25%
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Interest Checking
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All balances
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.25%/.25%
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SAVINGS ACCOUNTS
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Prime Access Savings Account
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$0 to $999.99
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0.00%/0.00%
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$1,000 to $24,999.99
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.50%/.50%
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$25,000 to $49,999.99
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.90%/.90%
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$50,000 to $99,999.99
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1.00%/1.00%
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$100,000+
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1.30%/1.31%
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Regular Savings Account
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$0 to $24.99
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.10%/.10%
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$25 to $249.99
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.10%/.10%
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$250 to $999.99
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.25%/.25%
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$1,000+
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.35%/.35%
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Money Market
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$0 to $999.99
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.25%/.25%
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$1,000 to $9,999.99
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.45%/.45%
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$10,000 to $24,999.99
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.50%/.50%
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$25,000 to $49,999.99
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.90%/.91%
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$50,000+
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1.00%/1.00%
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*Annual Percentage Yield
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Rates may change after account opening
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Fees may reduce earnings
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Check out our News & Specials page for valuable product specials & upcoming promotions |
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CERTIFICATES OF DEPOSIT RATES RATES EFFECTIVE AS OF 5/18/2009 |
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Term
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Interest Rate/APY*
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IRA Interest Rate/APY*
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91 Day
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1.30%/1.31%
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182 Day
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1.40%/1.41%
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12 Month
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1.80%/1.81%
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1.85%/1.86%
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18 Month
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1.80%/1.81%
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1.85%/1.86%
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30 Month
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2.20%/2.22%
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2.25%/2.27%
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42 Month
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2.45%/2.47%
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2.50%/2.50%
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60 Month
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3.15%/3.19%
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3.20%/3.24%
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$1,000 Minimum balance
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*Annual Percentage Yield
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Penalty for early withdrawal
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15 Month CD SPECIAL! (KEY or INTEREST CHECKING ACCOUNT REQUIRED) $5,000 Minimum to open. A Northwoods Bank Key or Interest Checking Account is required to earn the stated APY*. $5,000 to $24,999 = 1.85%/1.86% APY* $25,000 to $49,999 = 1.95%/1.96% APY* $50,000+ = 2.10%/2.12% APY* The rate offered is set at the point of inception and will not change during the term of the CD. |
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PINE CITY & RUSH CITY CD RATES Rates Effective as of 7/03/2009 |
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Term
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Interest Rate/APY*
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6 Month
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1.30%/1.31% APY*
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15 Month
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1.70%/1.71% APY*
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IRA - 1.75/1.76% APY*
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24 Month
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2.10%/2.12% APY*
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IRA - 2.15/2.17% APY*
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*Annual Percentage Yield
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Penalty for early withdrawal
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15 Month CD SPECIAL! (KEY or INTEREST CHECKING ACCOUNT REQUIRED) $5,000 Minimum to open. A Northwoods Bank Key or Interest Checking Account is required to earn the stated APY*. $5,000 to $24,999 = 1.85%/1.86% APY* $25,000 to $49,999 = 1.95%/1.96% APY* $50,000+ = 2.10%/2.12% APY* The rate offered is set at the point of inception and will not change during the term of the CD. |
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