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DEPOSIT RATES
Checking & Savings Accounts
RATES EFFECTIVE AS OF 8/31/2009
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Product
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Balance Tiers
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Interest Rate/APY*
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Key Checking
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All balances
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.20%/.20%
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Interest Checking
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All balances
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.20%/.20%
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SAVINGS ACCOUNTS
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Prime Access Savings Account
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$0 to $999.99
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0.00%/0.00%
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$1,000 to $24,999.99
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.30%/.30%
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$25,000 to $49,999.99
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.60%/.60%
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$50,000 to $99,999.99
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.80%/.80%
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$100,000+
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1.00%/1.00%
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Regular Savings Account
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$0 to $24.99
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.10%/.10%
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$25 to $249.99
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.10%/.10%
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$250 to $999.99
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.20%/.20%
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$1,000+
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.35%/.35%
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Money Market
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$0 to $999.99
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.20%/.20%
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$1,000 to $9,999.99
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.25%/.25%
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$10,000 to $24,999.99
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.30%/.30%
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$25,000 to $49,999.99
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.55%/.55%
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$50,000+
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.65%/.65%
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*Annual Percentage Yield
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Rates may change after account opening
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Fees may reduce earnings
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CERTIFICATES OF DEPOSIT RATES
RATES EFFECTIVE AS OF 10/09/2009
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Term
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Interest Rate/APY*
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IRA Interest Rate/APY*
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91 Day
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.70%/.70%
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182 Day
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.80%/.80%
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12 Month
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1.00%/1.00%
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1.00%/1.00%
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18 Month
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1.45%/1.46%
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1.45%/1.46%
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30 Month
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1.95%/1.96%
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1.95%/1.96%
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42 Month
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2.15%/2.17%
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2.15%/2.17%
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60 Month
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2.85%/2.88%
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2.85%/2.88%
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$1,000 Minimum balance
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*Annual Percentage Yield
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Penalty for early withdrawal
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The rate offered is set at the point of inception and will not change during the term of the CD.
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PINE CITY & RUSH CITY CD RATES
Rates Effective as of 10/09/2009
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Term
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Interest Rate/APY*
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6 Month
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.80%/.80% APY*
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15 Month
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1.45%/1.46% APY*
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1.45%/1.46% APY*
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24 Month
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1.85%/1.86% APY*
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1.85%/1.86% APY*
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*Annual Percentage Yield
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Penalty for early withdrawal
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The rate offered is set at the point of inception and will not change during the term of the CD.
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