Personal Savings Accounts

• Regular Savings Account
• Money Market Account
• Prime Access Savings Account
• Personal Savings Brochure
• E-Statements

Makes You Money

• Tiered Rates:
  $25 - $249
  $250 - $999
  $1,000 +

Saves Money

• No service fee with minimum balance of $250

Provides Convenience

• Accepts automatic deposits
• Accepts automatic payments to loan

Provides Security

• FDIC insured

Our money market account gives you a savings plan designed to fit your personal needs. With a minimum deposit you can earn a competitive rate of interest and know that your money is working for you. Rates are variable and may change at the discretion of the bank.

Makes You Money

• Tiered Rates:
  $0 - $999
  $1,000 - $9,999
  $10,000 - $24,999
  $25,000 - $49,999
  $50,000+
• $5,000 minimum to open account. ($5.00 fee if account balance falls below $100.00)

Provides Convenience

• ATM Card (no fee)*
• Automatic transfers*
• Automatic payments to loans*
• Checks*

*Transactions limited to any combination of 3 checks, 3 personal withdrawals or automatic transfers totaling more than 6 transactions per statement period.

Provides Security

• FDIC insured

Get the great rate you want without the risk. The Prime Access Savings Account combines the flexibility of a savings account with the interest earning potential of certificate of deposit. With the Prime Access Savings Account, you get a great rate, liquidity and safety all in one account!

Makes You Money

• Tiered Rates:
  $0 - $999
  $1,000 - $24,999
  $25,000 - $49,999
  $50,000 - $99,999
  $100,000+

*To view the current deposit rates, please click on the RATES button located on the left hand side of the page.

Provides Convenience & Access Your Money:

• Unlimited deposits at any time and of any amount
• Deposits are Federally Insured
• No withdrawal penalties
• No maturity date
• Set up direct deposits into your account

$1,000 Minimum balance and a Northwoods Bank checking account are required to open account & earn interest. Account earns a variable interest rate and interest is compounded on a quarterly basis. $10 fee per month, if balance drops below $1,000, $50 fee if account is closed within 90 days of opening.

Simplify Your Life With Less Paper.

E-Statements include all of the information you would find on your paper statement, but without the paper.

With E-Statements You Can:

• Receive email notification when your statement is ready.
• Keep your statements organized and easily accessible.
• View, print or save your statements from the convenience of your personal computer.
• Reduce your risk of fraud and identity theft.

Sign Up For E-Statements Today*:

1. Go to www.northwoodsbank.com.
2. Click on the E-Statements button.
3. View the online disclosure, then click on the "next arrow."
4. Fill out the brief application, then click Submit. That's it.

*If you choose to receive your statements electronically, we will no longer mail a printed statement to your address of record.